ALAMSYAH029

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<tr><td class="tr-caption" style="text-align: center;"><span style="color: #999999; font-family: Courier New, Courier, monospace; font-size: xx-small;">aku jijik mas...</span></td></tr>
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<i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Lihat di sana sayang! matahari      terbenam begitu indah, (sambil menatap pasangan) walau begitu, itu tak      dapat menandingi keindahan dirimu </span></i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">. </span></div>
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<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Ini adalah kata rayuan paling ampuh untuk      meluluhlantakkan cewek</span></div>
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<i><span class="Apple-style-span" style="font-style: normal;"><i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Dunia ini hanya milik kita      berdua sayang, yang lainnya hanya ngontrak</span></i></span><span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">.</span></span></i></div>
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<i><span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"> walaupun lucu dan jadul, kata      gombal ini cukup sukses dilakukan bapak  anda terhadap ibu anda</span></span></i></div>
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<i><span class="Apple-style-span" style="font-style: normal;"><i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Tahu nggak say, aku kemarin      nggak bisa bangun dari tidur karena terus memimpikanmu</span></i></span><span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">. </span></span></i></div>
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<span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Dijamin sukses membuat cewek      tersipu malu</span></span></div>
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<span class="Apple-style-span" style="font-style: normal;"><i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Aku tidak bisa makan karena      ingat kamu. Aku tidak bisa mandi karena ingat kamu. Aku tidak bisa tidur      karena ingat kamu</span></i></span><span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">. </span></span></div>
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<span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Sudah umum sih tapi tingkat keberhasilannya itu      lho! Mantap.</span></span></div>
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<span class="Apple-style-span" style="font-style: normal;"><i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Walau aku tidak bisa berpuisi,      namun  saat melihat tatap matamu, Tiba-tiba aku menjadi seorang      penyair BESAR yang selalu memujamu.</span></i></span><span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"> </span></span></div>
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<span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Ini Dari kasino warkop</span></span></div>
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<span class="Apple-style-span" style="font-style: normal;"><i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Aku bersedia menjadi lilin,      membakar diriku untuk menerangi dirimu</span></i></span><span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">.</span></span></div>
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<span class="Apple-style-span" style="font-style: normal;"><i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Berpisah dengamu sedetik saja      bagaikan 1000 tahun. </span></i></span></div>
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<span class="Apple-style-span" style="font-style: normal;"><i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span></i></span><span class="Apple-style-span" style="font-style: normal;"><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Untuk rayuan gombal ini jangan sampai si cewek      tanya <i>“emang umur lu berapa”</i></span></span></div>
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<span class="Apple-style-span" style="font-style: normal;"><i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Seandainya kau adalah bunga,      biarkan diriku menjadi POT untuk menjagamu.</span></i></span></div>
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<span class="Apple-style-span" style="font-style: normal;"><i><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Aku tercipta hanya untuk      mencintai dirimu dan izinkan aku untuk terus begitu.</span></i></span></div>
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aku jijik mas... Lihat di sana sayang! matahari terbenam begitu indah, (sambil menatap pasangan) walau begitu, itu tak dapat...

Bahasa Indonesia - Lembar Disposisi

August 31, 2011 Admin 1

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<b style="text-indent: -18pt;"><span style="font-family: "times new roman" , serif; font-size: 12pt;">      A.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">    </span></span></b><b style="text-indent: -18pt;"><span style="font-family: "times new roman" , serif; font-size: 12pt;">Pengertian</span></b></div>
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<i><span style="font-family: "times new roman" , serif; font-size: 12pt;">Lembar Disposisi adalah alat komunikasi tertulis yang ditujukan kepada bawahan yang berisiinformasi atau perintah.</span></i><br />
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<b style="text-indent: -18pt;"><span style="font-family: "times new roman" , serif; font-size: 12pt;">B. Susunan</span></b></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">Lembar Disposisi terdiri atas :<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">      1.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Kepala Lembar Disposisi;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">      2.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Isi Lembaran Disposisi;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">      3.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Bagian Akhir Lembar Disposisi.<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">1)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Kepala Lembar Disposisi terdiri atas :<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">a.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">      
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Tulisan “Lembar Disposisi”;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">b.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Surat dari;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">c.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">      
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Nomor surat;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">d.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Tanggal surat;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">e.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">      
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Diterima tanggal;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">f.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">      
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Nomor agenda;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">g.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Sifat;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">h.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Hal;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">i.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">       
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Diteruskan kepada;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">j.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">       
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Catatan.<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">2)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Isi Lembar Disposisi terdiri atas :<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">a.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">      
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Tulisan “Lembar Disposisi” ditempatkan ditengah lebar lembar Naskah;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">b.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Isi disposisi dirumuskan dalam bentuk uraian.       
  <o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">3)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Bagian Akhir Lembar Disposisi dibubuhi paraf atasan yang memberi
disposisi  beserta  tanggalnya.<o:p></o:p></span></div>
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<b><span style="font-family: "times new roman" , serif; font-size: 12pt;">      C.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">   
</span></span></b><b><span style="font-family: "times new roman" , serif; font-size: 12pt;">Pemberian Paraf</span></b><span style="font-family: "times new roman" , serif; font-size: 12pt;"><o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">Lembar disposisi diparaf oleh :<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">a.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">      
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Walikota;<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12pt;">b.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">     
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Sekretaris Daerah;<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<span style="font-family: "times new roman" , serif; font-size: 12pt;">c.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">      
</span></span><span style="font-family: "times new roman" , serif; font-size: 12pt;">Kepala Perangkat Daerah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , serif; font-size: 12pt;">Lembar Disposisi yang diparaf oleh pejabat dimaksud huruf a, b dan c
diatas, dibuat diatas kertas ukuran ½ folio dengan menggunakan Kop Naskah Dinas
Perangkat Daerah yang bersangkutan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br />
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<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: normal; margin-bottom: .0001pt; margin: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<b><span style="font-family: "times new roman" , serif; font-size: 12pt;">      D.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">   
</span></span></b><b><span style="font-family: "times new roman" , serif; font-size: 12pt;">Bentuk/Model</span></b><span style="font-family: "times new roman" , serif; font-size: 12pt;"> <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: normal; margin-bottom: .0001pt; margin: 0cm; mso-add-space: auto; text-align: justify;">
<span style="font-family: "times new roman" , serif; font-size: 12pt;">Naskah Dinas Lembar
Disposisi sebagaimana tertera pada halaman berikut :<o:p></o:p></span></div>
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<br /></div>
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<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhyphenhyphenSW1GNYEG7aTNUYjomYtOTspz1LAdWQUeAmCk5XoiueRT279XAUSvpUdU7eoz-s0N-TZjVFlkR6WKz4cr1NNTk9JyoBN2TrUSv2dJSXfx76Tx9KRCcVDLYTWFkWbu_mffdjbJxhSlO0/s1600/disposisi.JPG" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="484" data-original-width="586" height="528" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhyphenhyphenSW1GNYEG7aTNUYjomYtOTspz1LAdWQUeAmCk5XoiueRT279XAUSvpUdU7eoz-s0N-TZjVFlkR6WKz4cr1NNTk9JyoBN2TrUSv2dJSXfx76Tx9KRCcVDLYTWFkWbu_mffdjbJxhSlO0/s640/disposisi.JPG" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Lembar Disposisi<br />
<div style="text-align: left;">
<br /></div>
</td></tr>
</tbody></table>
<br /></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; margin-left: 6.75pt; mso-padding-alt: 0cm 0cm 0cm 0cm; mso-yfti-tbllook: 1184; width: 636px;">
 <tbody>
<tr>
  <td colspan="2" style="border: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 477.0pt;" valign="top" width="636"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">LEMBAR
  DISPOSISI<o:p></o:p></span></div>
</td>
 </tr>
<tr>
  <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 176.15pt;" valign="top" width="235"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Surat dari<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">No. Surat<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Tgl. Surat<o:p></o:p></span></div>
</td>
  <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; padding: 0cm 5.4pt 0cm 5.4pt; width: 300.85pt;" valign="top" width="401"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Diterima
  Tgl      :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">No. Agenda
        :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Sifat
                 
   :       <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.6pt;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">sangat segera      
  Segera          Rahasia<o:p></o:p></span></div>
</td>
 </tr>
<tr>
  <td colspan="2" style="border-top: none; border: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 477.0pt;" valign="top" width="636"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Perihal :<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br /></div>
</td>
 </tr>
<tr>
  <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 176.15pt;" valign="top" width="235"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Diteruskan
  kepada Sdr. :<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">  
    Drs. Ayub<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">  
    DR. Beben<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Dstnya.......<o:p></o:p></span></div>
</td>
  <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; padding: 0cm 5.4pt 0cm 5.4pt; width: 300.85pt;" valign="top" width="401"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Dengan
  hormat harap :<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">      
  Tanggapan dan Saran<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">      
  Proses lebih lanjut<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">      
  Koordinasi/konfirmasikan<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">      
  ………………………………………<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">      
  ………………………………………<o:p></o:p></span></div>
</td>
 </tr>
<tr>
  <td colspan="2" style="border-top: none; border: solid windowtext 1.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 477.0pt;" valign="top" width="636"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: -5.4pt;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Catatan :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 192.6pt;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">KEPALA,<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 192.6pt;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 192.6pt;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 192.6pt;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Dr. H. Dede Alamsyah, M.Pd<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 192.6pt;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">Pangkat .................<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 192.6pt;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">NIP. ...................................<o:p></o:p></span></div>
</td>
 </tr>
</tbody></table>
</div>

A. Pengertian Lembar Disposisi adalah alat komunikasi tertulis yang ditujukan kepada bawahan yang berisiinformasi atau...

Ekonomi - Pelaku Ekonomi

August 31, 2011 Admin 0

<div align="center" class="MsoNormal" style="text-align: center;">
<span lang="EN-US"> </span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "book antiqua" , serif;">Memahami kegiatan pelaku ekonomi dimasyarakat<o:p></o:p></span></b><br />
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "book antiqua" , serif;"><br /></span></b>
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "book antiqua" , serif;">

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<br />
<br />
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<div class="MsoNormal" style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">
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<span lang="EN-US" style="font-family: "book antiqua" , serif;">A.<span style="font: 7pt "times new roman";"> </span></span><span lang="EN-US" style="font-family: "book antiqua" , serif;">Mendeskripsikan hubungan antara kelangkaan sumber daya dengan kebutuhan manusia yang tidak terbatas .<o:p></o:p></span></div>
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<span lang="EN-US">1.<span style="font: normal normal normal 7pt/normal 'Times New Roman';">     </span></span><span lang="EN-US">Kebutuhan adalah hasrat atau keinginan manusia untuk memiliki dan menikmati kegunaan barang atau jasa yang dapat memberikan kepuasan bagi jasmani maupun rohani demi kelangsungan hidupnya<o:p></o:p></span></div>
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<span lang="EN-US">2.<span style="font: normal normal normal 7pt/normal 'Times New Roman';">      </span></span><span lang="EN-US">Masalah ekonomi adalah kebutuhan yang tidak terbatas dan alat pemuas kebutuhan yang terbatas<o:p></o:p></span></div>
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<span lang="EN-US">3.<span style="font: normal normal normal 7pt/normal 'Times New Roman';">      </span></span><span lang="EN-US">Kebutuhan dikelompokkan berdasarkan 4 hal<o:p></o:p></span></div>
<ol start="1" style="margin-top: 0cm;" type="a">
<li class="MsoNormal" style="mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">Intensitas : primer, sekunder dan      tersier<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">Waktunya : sekarang dan akan      dating<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">Sifatnya : jasmani dan rohani<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">Kepentingannya : individu dan      kelompok<o:p></o:p></span></li>
</ol>
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<span lang="EN-US">4.<span style="font: normal normal normal 7pt/normal 'Times New Roman';">      </span></span><span lang="EN-US">Hal yang menyebabkan kebutuhan manusia tidak terbatas<o:p></o:p></span></div>
<ol start="1" style="margin-top: 0cm;" type="a">
<li class="MsoNormal" style="mso-list: l5 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">sipat manusia yang tidak pernah      puas<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">pertambahan penduduk<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">kemajuan IPTEK<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">perubahan taraf hidup yang semakin      meningkat<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">kebudayaan yang semakin maju<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">semakin mudahnya transportasi<o:p></o:p></span></li>
</ol>
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<span lang="EN-US">5.<span style="font: normal normal normal 7pt/normal 'Times New Roman';">      </span></span><span lang="EN-US">Hal yang menyebabkan kelangkaan barang dan jasa<o:p></o:p></span></div>
<ol start="1" style="margin-top: 0cm;" type="a">
<li class="MsoNormal" style="mso-list: l3 level1 lfo4; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">jumlahnya yang terbatas<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l3 level1 lfo4; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">sulit memperolehnya<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l3 level1 lfo4; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">banyak yang membutuhkan<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l3 level1 lfo4; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">letak geografi atau tempat<o:p></o:p></span></li>
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<span lang="EN-US">6.<span style="font: normal normal normal 7pt/normal 'Times New Roman';">      </span></span><span lang="EN-US">Macam/barang dibedakan<o:p></o:p></span></div>
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<li class="MsoNormal" style="mso-list: l1 level1 lfo5; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">wujudnya ; konkrit dan abstrak<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo5; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">keberadaannya : benda bebas dan      ekonomis<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo5; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">hubungannya dengan barang lain :      substitusi dan komplementer<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo5; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">sifatnya : barang bergerak dan      barang/benda tetap<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo5; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">tujuan penggunaannya : barang      konsumsi dan barang modal<o:p></o:p></span></li>
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<span lang="EN-US">7.<span style="font: normal normal normal 7pt/normal 'Times New Roman';">      </span></span><span lang="EN-US">Skala prioritas kebutuhan adalah suatu daftar tentang bermacam-macam kebutuhan hidup yang ditetapkan berdasarkan tingkat kepentingannya<o:p></o:p></span></div>
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<span lang="EN-US">8.<span style="font: normal normal normal 7pt/normal 'Times New Roman';">      </span></span><span lang="EN-US">Sumber daya ekonomi diantaranya : sumber daya alam, sumber daya manusia , sumber daya modal dan kewirausahaan.<o:p></o:p></span></div>
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<span style="position: relative;"><span style="height: 722px; left: 0px; position: absolute; top: -1px; width: 2px;"><img height="722" src="file:///C:/Users/ALAMsYAH/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" v:shapes="_x0000_s1046" width="2" /></span></span><span lang="EN-US"><o:p> </o:p></span></div>
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<span lang="EN-US">9.<span style="font: normal normal normal 7pt/normal 'Times New Roman';">      </span></span><span lang="EN-US">Beberapa cara yang digunakan untuk mengatasi sumber daya yang langka<o:p></o:p></span></div>
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<li class="MsoNormal" style="mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">mengkombinasikan kegunaan benda<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">mengganti fungsi benda<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">menukar barang yang dimliki dengan      dengan barang yang dibutuhkan<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">merubah bentuk benda untuk      menambah nilai gunanya<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">memperbaiki benda yang rusak<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">menggunakan atau memanfaatkan/jasa      sesuai dengan tingkat kepentingannya<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US">memindahkan keberadaan benda ke      tempat yang banyak membutuhkan</span></li>
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:<span class="Apple-style-span" style="font-size: xx-small;"><i> smp prsd</i></span></div>

Ekonomi - Pelaku Ekonomi

Memahami kegiatan pelaku ekonomi dimasyarakat A. Mendeskripsikan hubungan antara kelangkaan sumber daya...

Ekonomi - Lembaga Keuangan

August 31, 2011 Admin 0

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<div align="center" class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Book Antiqua","serif";">A. Memahami Lembaga keuangan <span style="mso-spacerun: yes;"> </span>( Bank )<o:p></o:p></span></b></div><div align="center" class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Book Antiqua","serif";"><span style="mso-spacerun: yes;">   </span>dan Lembaga Keuangan Bukan Bank<o:p></o:p></span></b></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span lang="EN-US">Economic <o:p></o:p></span></div><div class="MsoNormal"><span lang="EN-US"><span style="mso-spacerun: yes;">              </span>Smt I<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Uang adalah suatu benda yang secara umum diterima sebagai alat pembayaran barang atau jasa.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Syarat uang : bisa diterima secara umum, nilainya stabil, jumlahnya harus mencukupi, mudah disimpan atau dibawa, tidak mudah rusak dan mudah dibagi-bagi<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Jenis uang : 1. uang kartal ( uang logam dan kertas ) 2. uang giral ( uang bank ) antara lain cek, giro, <st1:city w:st="on"><st1:place w:st="on">wesel</st1:place></st1:city>, kartu kridit dan lain-lain<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Fungsi uang : 1. fungsi turunan : sebagai alat tukar dan pengukur nilai. 2. fungsi turunan : sebagai alat pembayaran resmi, ukuran standar hidup, alat penimbun kekayaan, alat pemindah kekayaan dan ukuran pembayaran hutang.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Menurut John Maynard Keynes ada tiga motif orang menyimpan kekayaan dalam bentuk uang diantaranya : motif melakukan transaksi, motif berjaga-jaga dan motif spekulasi.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Valuta asing : sarana/alat yang dapat digunakan untuk pembayaran antar Negara<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Bank yaitu badan usaha yang menghimpun dana dari masyarakat dalam bentuk simpanan dan menyalurkannya kepada masyarakat dalam rangka meningkatkan taraf hidup rakyat banyak.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Undang-undang No. 7 Tahun 1992, bank terdiri dari Bank Umum dan Bank Perkreditan Rakyat. Menurut Fungsinya bank terdiri dari bank sentral, bank umum dan bank perkreditan rakyat. Sedangkan menurut kepemilikannya, bank dikelompokkan menjadi bank pemerintah, bank swasta nasional dan bank swasta asing.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Tugas pokok Bank <st1:place w:st="on"><st1:country-region w:st="on">Indonesia</st1:country-region></st1:place> : menetapkan dan melaksanakan kebijakan moneter, mengatur dan menjaga kelancaran system pembayaran, mengatur dan mengawasi Bank.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">10.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Wewenang Bank <st1:place w:st="on"><st1:country-region w:st="on">Indonesia</st1:country-region></st1:place> : 1) mengeluarkan dan mengedarkan uang rupiah serta mencabut, menarik dan memusnahkan uang dari peredarannya. 2) menetapkan macam, harga,cirri uang yang akan dikeluarkan, bahan yang digunakan dan tanggal mulai berlakunya sebagai alat pembayaran yang sah. 3) membimbing dan membina perbankan nasional. 4) menetapkan batas maksimum pemberian kredit oleh bank kepada nasabah. 5) menciptakan perbankan yang sehat. 6) membina dan membimbing tata laksana perbankan yang baik.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">11.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Lembaga keuangan bukan bank merupakan badann usaha yang melakukan kegiatan dibidang keuangan yang menghimpun dana dengan mengeluarkan kertas berharga dan menyalurkannya untuk membiayai investasi perusahaan<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">12.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Lembaga pembiayaan adalah lembaga yang kegiatannya melakukan pembiayaan dalam bentuk penyediaan dana atau barang modal dengan tidak menarik dana secara langsung dari masyarakat. Contoh : Kartu Kredit<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">13.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Usaha asuransi adalah usaha jasa keuangan yang dengan menghimpun dana dari masyarakat melalui pengumpulan premi asuransi memberikan perlindungan kepada anggota masyarakat pemakai jasa asuransi terhadap kemungkinan timbulnya kerugian karena suatu peristiwa yang tidak pasti atau terhadap hidup atau meninggalnya seseorang.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">14.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Jenis perusahaan perasuransian 1. Usaha asuransi terdiri dari asuransi kerugian, asuransi jiwa dan usaha reasuransi. 2. usaha penunjang usaha asuransi terdiri dari pialang asuransi dan penilai kerugian asuransi.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">15.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Koperasi simpan pinjam adalah badan usaha yang berbadan hokum koperasi yang bergerak dibidang usaha simpan pinjam.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">16.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Dana pension adalah dana yang disediakan pemerintah bagi para pengawai negeri atau yang disediakan oleh perusahaan untuk para karyawannya, sebagai cadangan untuk hari tua bagi para pengawai maupun karyawannya tersebut.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">17.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Manfaat koperasi simpan pinjam<o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l1 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">anggota dapat memperoleh pinjaman      dengan mudah dan tidak berbelit-belit<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">tingkat bunganya layakm karena      disepakati dalam rapat anggota<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">anggota terhindar dari rentenir <o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">pada akhir tahun akan mendapatkan sisa      hasil usaha ( SHU )<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l1 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">peminjam dana tidak tidak memakai      jaminan<o:p></o:p></span></li>
</ol><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l2 level1 lfo1; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">18.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Upaya –upaya pemerintah dalam memperbaiki kondisi perbankan <o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l11 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">melaksanakan penjaminan pemerintah      terhadap dana masyarakat yang berada baik dibank pemerintah ataupun Swasta      yang berbadan hokum.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l11 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Membentuk Badan penyehatan perbankan      nasional (BPPN) untuk memperbaiki tingkat kesehatan bank.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l11 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Melaksanakan program rekapitalisasi      perbankan agar dapat memenuhi ketentuan permodalan minimum perbankan<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l11 level1 lfo3; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Penggabungan bank-bank yang      dilikuidasi menjadi Bank Mandiri.<o:p></o:p></span></li>
</ol><div class="MsoNormal" style="margin-left: 18.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Bab 2<o:p></o:p></span></div><div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Book Antiqua","serif";">B. </span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; line-height: 150%;">Perdagangan Internasional dan dampaknya Terhadap perekonomian <st1:place w:st="on"><st1:country-region w:st="on">Indonesia</st1:country-region></st1:place><o:p></o:p></span></b></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Perdangan antar Negara adalah hubungan ekonomi antar Negara yang diwujudkan dengan adanya proses pertukaran barang atau jasa atas dasar suka rela dan saling menguntungkan.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Faktor-faktor yang mendorong terjadinya perdangan antar Negara<o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l7 level1 lfo5; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">kemampuan suatu Negara dalam      memproduksi barang dan jasa terbatas<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l7 level1 lfo5; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">adanya manfaat yang diperoleh karena      perbedaan harga<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l7 level1 lfo5; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">adanya perbedaan factor produksi yang      dimiliki masing-masing Negara.<o:p></o:p></span></li>
</ol><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Manfaat perdangan antar Negara<o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l3 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">terjadinya tukar menukar barang dan      jasa<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l3 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Faktor-faktor produksi bebas bergerak      sampai melewati batas-batas Negara<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l3 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Penggunaan teknologi dalam berproduksi      cenderung mendorong percepatan pertumbuhan ekonomi<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l3 level1 lfo6; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Dapat memenuhi kebutuhan yang tidak      dapat diproduksi sendiri oleh Negara<o:p></o:p></span></li>
</ol><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Perdangan internasional terjadi karena ada dua factor yaitu factor ekonomis dan non ekonomis<o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l4 level1 lfo7; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">factor ekonomis : perbedaan sumber      daya alam, memenuhi kebutuhan nasional, penguasaan IPTEK, adanya kelebihan      produksi, perbedaan pendapatan Negara, perbedaan selera dan adanya      transportasi.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l4 level1 lfo7; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Faktor non ekonomis : social, budaya      dan politik<o:p></o:p></span></li>
</ol><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Macam-macam kebijakan perdangan internasional<o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l6 level1 lfo8; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Proteksi yaitu kebijakan perdangan      internasional yang bertujuan untuk melindungi produksi dalam negeri.      Contoh larangan impor, tariff impor, quota, subsidi.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l6 level1 lfo8; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Perdangan bebas adalah kebijakan dalam      perdangangan internasioanal<span style="mso-spacerun: yes;">  </span>untuk      menghilangkan hambatan-hambatan dalam perdangan internasional.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l6 level1 lfo8; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Politik Dumping adalah kebijakan      perdangangan internasional yang menjual hasil produksi lebih murah diluar      negeri dibandingkan didalam negeri.<o:p></o:p></span></li>
</ol><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Hambatan-hambatan perdangan internasioanal antara lain adanya peperangan, perbedaan tingkat upah, sempitnya kesempatan kerja dan adanya organisasi perdangangan regional maupun internasional<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Devisa adalah alat pembayaran luar negeri yang dapat ditukarkan dengan uang luar negeri. Fungsi-fungsi devisa antara lain :<o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l9 level1 lfo9; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">membiayai pembangunan nasional<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l9 level1 lfo9; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">alat pembayaran dalam perdangangan      antar Negara<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l9 level1 lfo9; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">sumber dana pembiayaan kedutaan,      konsulat, dan atase serta perwakilan-perwakilan Negara diluar negeri<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l9 level1 lfo9; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">untuk membayar utang luar negeri<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l9 level1 lfo9; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">membiayai perjalanan dinas dan non      dinas , biaya kontingen olah raga dan misi kebudayaan atau kesenian keluar      negeri<o:p></o:p></span></li>
</ol><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Sumber devisa ada 4 poin yaitu : 1) hasil penjualan barang keluar negeri. 2) pengiriman tenaga keluar negeri. 3) bantuan dari luar negeri dan 4) penanaman modal asing.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";">       </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Kurs Valuta asing adalah perbandinagn satu satuan mata uang Negara tertentu dinilai dengan mata uang Negara lain.<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">10.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Dampak positif perdangangan internasional bagi <st1:country-region w:st="on"><st1:place w:st="on">Indonesia</st1:place></st1:country-region><o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l5 level1 lfo10; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">terjadinya alih teknologi<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo10; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Spesialisasi<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo10; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Mendorong pengusaha untuk selalu      meningkatkan jumlah produksi dan kualitas hasil produksi<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo10; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Mempercepat pertumbuhan ekonomi<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo10; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Memperluas lapangan kerja<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l5 level1 lfo10; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Semakin majunya lembanga keuangan Bank<o:p></o:p></span></li>
</ol><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">11.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Dampak negative perdanagan internasianal<o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l10 level1 lfo11; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">sempitnya pasar hasil produksi<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l10 level1 lfo11; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">hancurnya industri dalam negeri<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l10 level1 lfo11; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">pengangguran<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l10 level1 lfo11; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">terhambatnya pergerakan sumber daya<o:p></o:p></span></li>
</ol><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">12.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Surplus adalah jumlah yang melebihi hasil biasanya<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">13.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Neraca perdangangan : perbandingan antara impor dan ekspor dari suatu Negara dalam perdangan dunia<o:p></o:p></span></div><div class="MsoNormal" style="margin-left: 18.0pt; mso-list: l0 level1 lfo4; tab-stops: list 18.0pt; text-align: justify; text-indent: -18.0pt;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt; mso-bidi-font-family: "Book Antiqua"; mso-fareast-font-family: "Book Antiqua";"><span style="mso-list: Ignore;">14.<span style="font: 7.0pt "Times New Roman";">    </span></span></span><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Badan-badan kerjasama anatar Negara yang penting bagi <st1:place w:st="on"><st1:country-region w:st="on">Indonesia</st1:country-region></st1:place> dianataranya<o:p></o:p></span></div><ol start="1" style="margin-top: 0cm;" type="a"><li class="MsoNormal" style="mso-list: l8 level1 lfo12; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">ASEAN<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l8 level1 lfo12; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Masyarakat Ekonomi Eropa<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l8 level1 lfo12; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">IMF ( International Moneter Found )<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l8 level1 lfo12; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">Bank Dunia<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l8 level1 lfo12; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">OPEC<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-list: l8 level1 lfo12; tab-stops: list 36.0pt; text-align: justify;"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;">PBB ( UNICEF, WHO DAN UNDP )<o:p></o:p></span></li>
</ol><div class="MsoNormal"><span lang="EN-US" style="font-family: "Book Antiqua","serif"; font-size: 10.0pt;"><o:p> : <span class="Apple-style-span" style="font-size: xx-small;"><i><b>P. tis</b></i></span></o:p></span></div>

Ekonomi - Lembaga Keuangan

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